Mortgages Start at 
Your Credit Union

Whether you're looking to purchase your dream home or refinance your current mortgage, Family First Credit Union is here to help!

Apply Today

THE COMPANIES THAT MAKE THEIR LIFE SIMPLE

We partner with Member First Mortgage, LLC (MFM) to bring you a wide range of great mortgage programs, competitive rates and excellent service! Through our partnership with MFM, a Credit Union owned mortgage lender, we can offer a variety of home loan options to fit the unique financial needs and goals of our members.

FIRST BENEFIT

What does your company offer that will improve or solve a problem? Explain the pain point being alleviated.

SECOND BENEFIT

What does your company offer that will improve or solve a problem? Explain the pain point being alleviated.

THIRD BENEFIT

What does your company offer that will improve or solve a problem? Explain the pain point being alleviated.

@IWantSimple  A big part of our process is about validation and details, but speed to market is also key. Make it simple!

John Smith
@JohnSmith

@IWantSimple  A big part of our process is about validation and details, but speed to market is also key. Make it simple!

Jane Smith
@JaneSmith

Apply today to make your 
dream home a reality!

Full Suite of Mortgage Loan Programs to fit your unique needs!

We offer a full suite of conventional and government loan programs; like FHA, USDA/Rural Development and VA Loans, as well as conventional fixed and adjustable rate programs, construction financing, jumbo loans and more! Explore best practices for finding, purchasing, and financing your new home with our downloadable Homebuying Guide or apply below.  

About your 
mortgage options

We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.

Complete Suite of 
Mortgage Programs

We offer a complete suite of mortgage programs including conventional and government loan options.

Affordable Down Payment Programs

Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.

Competitive Rates 
and Closing Costs

Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.

Easy Online Application

Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.

Trusted Mortgage Professionals 

Purchase or Refinance

Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.

If you have questions and want to talk about your specific situation, call our trusted Mortgage Consultant from Member First Mortgage today:

wayne.fuller@memberfirstmortgage.com
(470) 412-5558   |  NMLS ID #1370326

Mortgage Consultant

Wayne Fuller

Ready to get started?

*Wayne Fuller, NMLS ID #1370326 is authorized to act as an agent of Family First Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.


Let us help you find the right mortgage for your perfect home!

Apply TodayApply NowHomebuying Guide

An Adjustable-Rate Mortgage (ARM) isn’t just for new builds. It can be a smart solution for a variety of home financing needs, whether you're purchasing a home or exploring refinancing options. With a lower initial rate, a 15/15 ARM may help reduce initial monthly payments and make homeownership more affordable for the first 15 years. Reach out to Family First Credit Union to learn more about our ARM options!

15/15 Adjustable Rate Mortgage

 5.99% / 6.185% APR

1

*The rate is subject to increase after consummation. 

Take advantage of ARM rates and up-front savings 

No prepayment penalty if refinancing later

Easy online application

Lock in a lower initial rate for 15 years*

Prefer the stability of a fixed rate? Contact us for fixed-rate options. 

  1. Take advantage of ARM rates and up-front savings
  2. Lock in a lower rate for 15 years*
  3. Easy online application
  4. No prepayment penalty if refinancing later
  5. Competitive 15‑ and 30‑Year Fixed‑Rate Options Available 

1Available to all eligible borrowers on a first lien purchase or refinance of a primary residence in the States of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee only using a conventional 15/15 Adjustable-Rate Mortgage (ARM) portfolio loan product with Family First Credit Union. Not eligible on manufactured homes. Example scenario, calculated 10/07/2026, assumes excellent borrower credit history and is based on a $332,500 loan amount with a 5% cash down payment from the borrower and 95% conventional financing on a 30-year ARM term. Example scenario assumes an initial interest rate of 5.99% and an Annual Percentage Rate (APR) of 6.185% for 1-15 (180 monthly principal and interest (P&I) payments of $1,991.37); only adjusted interest rate can increase by 5% or decrease to the rate minimum (2.5%) for years 16-30 (180 monthly P&I payments of $1,575-$2,682). Example scenario does not include taxes, insurance, or PMI (if applicable); the actual payment obligation will be higher. 

*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Wayne Fuller (NMLS #1370326), is authorized to act as agent on behalf of Family First Credit Union: (3604 Atlanta Avenue, Hapeville, GA 30354| (404) 768.4980 | NMLS ID: 464070) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532). For registration/licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.

We are backed by a full team of trusted mortgage professionals to walk you through the mortgage process from application to closing.